Fintech Mobile Apps for Installment & QR Payments
Services Covered:

Industry
Financial Services
Duration
39 months
Budget
50K - 199K
Start Date
1 February 2020
Team Size
16-20
Engagement Model
Onshore
Project Capability Score (PCS)
76/100
Good
Project Capability Score (PCS) estimates how capable Houlak is of successfully delivering a project like this, based on its past experience, track record, and ability to handle similar work. Learn more about PCS
Client
RukiPay
Project Summary
A fintech startup hired Houlak to develop three mobile applications (iOS and Android) to enable credit-card and installment payments. Since relaunch, the product has processed significant transactions and expanded to more than ten clients and businesses locally, and the team is working on regional launches. The client praised Houlak's adaptability, timely delivery, and the product's ease of use, which reduced support needs.
Key Challenges
- Startup pivot required an app that could adapt during pre-production changes
- Need to ensure the app could support future payment methods and integrations without issues
Project Deliverables
- Three mobile applications (one for businesses, two for clients)
- Installment payment functionality and credit-card payment integration
- QR code payment flow for client-to-business payments
- Full mobile development for iOS and Android with ongoing adjustments
Project Solution
Houlak built three native mobile applications (iOS and Android) from scratch, implementing installment-payment support and a QR-code-based payment flow. They handled ongoing adjustments and integrations, implementing credit-card payment entry and merchant acceptance flows. The team used Swift and Kotlin and managed the project with a project manager and a cross-functional Slack group of ~17 people.
Project Outcome
- Processed about $15,000 in the first month after relaunch
- Processed $250,000 in April and expanded to more than 10 clients and businesses in Uruguay
- Product placement in stores with low customer support requirements
- Positive client feedback on adaptability, agility, and on-time delivery
Platforms
Mobile
Tech Stack
Swift
Kotlin
Client Endorsement
Overall Review Rating
5
5 out of 5 stars
Timeliness
Cost Rating
Willing to Refer
Quality of Deliverables
Our sales and customer numbers have gone up since we started working with Houlak. The product is performing well in the stores, it's easy to use, and it saves us time. The team adapts quickly and gets things done by the deadline, which has really impressed us.
Note: This endorsement is based on publicly available client feedback from external review sources.
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