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Native iOS Loan Application for International Raiffeisen Bank

Services Covered:

Mobile Application Development • UI/UX Design • Software Product Development
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Industry
Industry

Financial Services

Duration
Durationinfo-circle

13 months

Budget
Budget

Confidential

Start Date
Start Date

1 September 2020

Team Size
Team Size

21-25

Engagement Model
Engagement Model

Nearshore

Project Capability Score (PCS)

gauge meter
75/100
Good

Project Capability Score (PCS) estimates how capable Edenlab is of successfully delivering a project like this, based on its past experience, track record, and ability to handle similar work. Learn more about PCS

Client

Raiffeisen Bank International

mapVienna, Austria

Project Summary

An international bank engaged EDENLAB to develop a native iOS loan app with integrated third-party open-banking APIs as a digital-only unsecured loan product for Poland. EDENLAB acted as product owner and developed the iOS frontend from scratch, delivering an in-app onboarding and a 30-minute automated loan journey. The vendor helped take the app live within 12 months while integrating into the bank's IT security and compliance systems, and is developing Android and web versions. The engagement began in Sep. 2020 and is ongoing.

Key Challenges

  • Create a new digital-only unsecured loan product for Poland
  • Lay the foundations of a banking platform to support multiple future use cases and rapid expansion

Project Deliverables

  • Native iOS frontend app
  • Digital onboarding functionality
  • Open-banking API integrations (e.g., Mambu)
  • Automated background checks and credit decision engine
  • Customer credit account creation process
  • Android and web versions planned

Project Solution

EDENLAB developed the iOS frontend natively and acted as product owner, covering most IT development and product design. They integrated open-banking APIs (such as Mambu) to enable digital onboarding and automated background checks, implemented an automated credit decision flow and account creation, and delivered an MVP that could onboard and credit a customer within 30 minutes. EDENLAB is slated to develop Android and web versions subsequently.

Project Outcome

  • App went live within 12 months
  • Customer loaning journey reduced to 30 minutes
  • EDENLAB integrated into the bank's IT security and compliance systems
  • Team consistently met project deadlines

Platforms

  • MobileMobile
  • WebWeb

Tech Stack

  • iOSiOS
  • AndroidAndroid

Client Endorsement

Overall Review Rating

4.88star

Timeliness

Cost Rating

Willing to Refer

Quality of Deliverables

“Along with successfully taking the app live, EDENLAB has also crafted a seamless in-app customer onboarding journey. They're a team that finds creative solutions to problems, delivers high-quality MVPs on time, and complies with all finance industry-related security and regulatory requirements.”

Andrii Stepanenko

Board Member

Note: This endorsement is based on publicly available client feedback from external review sources.

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